Frequently Asked Questions

Generally, a CIBIL score of 700 and above is considered ideal for a personal loan. However, we also have specialized loan products for individuals with lower credit scores, though the interest rates might be slightly higher.

For personal loans, approval typically takes 24-48 hours after all required documents are submitted. Home loans and business loans may take 5-10 working days due to property and business verification processes.

Yes, we offer specialized Startup Funding and MSME loans. However, approval depends on the viability of the business model, the promoter's profile, and the projected cash flows.

Yes, most of our loan products allow foreclosure. A nominal foreclosure charge (usually 2-4% of the outstanding principal) may apply depending on the specific loan terms.